| 2025/12 - Final USD(K$) | %Chg (Compare to Final) | 2024/12 USD(K$) | 2023/12 USD(K$) | 2022/12 USD(K$) | 2021/12 USD(K$) | |
| Interest Income | 24,547,000 | -11.898% | 27,862,000 | 27,227,000 | 15,252,000 | 10,246,000 |
| Interest Expense | (18,592,000) | -13.509% | (21,496,000) | (19,458,000) | (7,659,000) | (3,448,000) |
| Net Interest Income | 5,955,000 | -6.456% | 6,366,000 | 7,769,000 | 7,593,000 | 6,798,000 |
| Other Operating Income | 14,987,000 | 13.736% | 13,177,000 | 10,250,000 | 8,725,000 | 7,903,000 |
| Total Operating Income | 20,942,000 | 7.159% | 19,543,000 | 18,019,000 | 16,318,000 | 14,701,000 |
| Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | 0 | 0 | 0 | 0 |
| Net Operating Income | 20,942,000 | 7.159% | 19,543,000 | 18,019,000 | 16,318,000 | 14,701,000 |
| Operating Expenses | (13,304,000) | 6.415% | (12,502,000) | (11,551,000) | (10,913,000) | (10,924,000) |
| Impairment Losses on Loans & Advances | (672,000) | 22.852% | (547,000) | (508,000) | (836,000) | (254,000) |
| Other Impairment Losses | 0 | -- | 0 | 0 | 0 | 0 |
| Operating Profit / (Loss) | 6,966,000 | 7.268% | 6,494,000 | 5,960,000 | 4,569,000 | 3,523,000 |
| Change in FV & Impairment on Inv. Prop. | 0 | -- | 0 | (12,000) | (50,000) | (106,000) |
| Change in FV & Impairment on Others | (65,000) | -88.946% | (588,000) | (996,000) | (389,000) | (266,000) |
| Profit / (Loss) on Disposal | 0 | -- | 0 | 0 | 0 | 0 |
| Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 |
| Share of Results of Asso. & JCEs | 62,000 | -42.593% | 108,000 | 141,000 | 156,000 | 196,000 |
| Profit / (Loss) before Taxation | 6,963,000 | 15.780% | 6,014,000 | 5,093,000 | 4,286,000 | 3,347,000 |
| Taxation | (1,866,000) | -5.375% | (1,972,000) | (1,631,000) | (1,384,000) | (1,034,000) |
| Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- |
| Non-controlling Interests | (12,000) | -- | 8,000 | 7,000 | 46,000 | 2,000 |
| Others | -- | -- | -- | -- | -- | -- |
| Profit / (Loss) Attributable to Shareholders | 5,085,000 | 25.556% | 4,050,000 | 3,469,000 | 2,948,000 | 2,315,000 |
| 2025/12 - Final USD(K$) | %Chg (Compare to Final) | 2024/12 USD(K$) | 2023/12 USD(K$) | 2022/12 USD(K$) | 2021/12 USD(K$) | |
| Depreciation & Amortisation | 1,170,000 | 3.908% | 1,126,000 | 1,071,000 | 1,186,000 | 1,181,000 |
| Directors' Emoluments | -- | -- | -- | -- | -- | -- |
| 2025/12 - Final | %Chg (Compare to Final) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| Auditor's Opinion Status | Unqualified | -- | Unqualified | Unqualified | Unqualified | Unqualified |
| 2025/12 - Final | %Chg (Compare to Final) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| EPS (cts) | 195.400 | 38.287% | 141.300 | 108.600 | 85.900 | 61.300 |
| DPS (cts) | 61.300 | -- | 37.000 | 27.000 | 18.000 | 12.000 |
| Dividend Payout Ratio (%) | 31.372% | -- | 26.185% | 24.862% | 20.955% | 19.576% |
| Cash flow per share ($) | 15.791 | -- | (8.057) | (2.002) | 5.116 | 3.931 |
| NBV per share ($) | 20.577 | -- | 18.294 | 16.677 | 14.910 | 14.943 |
| Remarks: | Real time quote last updated: 06/03/2026 18:00 |
| Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
| Profit / (Loss) Attributable to Shareholders (K$) | USD 5,085,000 |
| %Change | 25.556% |
| EPS / (LPS) | USD 1.954 |
| NBV Per Share ($) | USD 20.577 |